It is a feeling like no other the feeling of being a new citizen of the United States and going to buy your first car. This can be a little of an intimidating process that will lead a new immigrant to feel overwhelmed. This is due to the fact that they are in a new country that has a new set of rules that they have to adjust to and proceed through to get a car. Though need for this car could be for any reason, it could be for family, or maybe for a new job that has recently been acquired. Regardless of the reason, the immigrant will need a little assistance in getting through this minefield of rules, laws and regulations
When they head to a dealer, they will be advised to have someone with them that can translate for them if their English is not that good, and second so the person can act as a co-signer for the vehicle. Unless it is a special circumstance, there are few dealers that will just hand the keys over to a new citizen without a guarantee that they will get their money for the vehicle. This will be why the co-signer will need to be present, as this will mean that they will be responsible in case the person fails to make the payments.
The co-signer will act as an agent for the immigrant. They will take care of a lot of the details that will need to be handled. It will be vitally important that the immigrant takes their paperwork with them to confirm that they are in fact a citizen of this country. This will be one of the things that the dealer will be looking for. There will also need to be proof of income as well as a down payment. This is just standard for any person that is looking to get a vehicle. There are a number of vehicle locator services that work with new immigrants in helping them to find a vehicle that will fit their needs, regardless of how big or small.
In regards of getting insurance, this is a little more of a touchy subject. Many companies will be a little hesitant to hand over a policy to an immigrant as they are not confident that the person has the proper amount of training for operating the vehicle safely. Many companies will require a driver that is new to this country to take a driving course to demonstrate their driving abilities. Taking this information in mind will help an immigrant to get the insurance that they need to cover them and their vehicle in case of an accident.
All of this taken into consideration will help a new citizen to the United States, to get a vehicle that they can drive, and to get said vehicle insured. If the person has any questions, then they can always talk to someone that will be happy to explain the process to them and walk them through every step of the process in an attempt to get them one of the most basic of privileges that millions of citizens enjoy on a daily basis.